Frequently Asked Questions
Find answers to the most common questions , about our
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General
1. What types of loans does IBEX provide?
IBEX offers Personal Loans, Business Loans, Home Loans, Auto Loans, Auto Refinance, Gold Loans, Commercial Property Purchase , RERA Approved Projects and Loan Against Property solutions.
2. How can I apply for a loan with IBEX?
You can apply online through our website or contact our team directly for quick assistance.
3. What is the minimum CIBIL score required?
Generally, a CIBIL score of 700+ is preferred for faster approval and better interest rates.
4. How long does loan approval take?
Loan approval timelines depend on the profile and documentation, but many applications are processed quickly.
5. What documents are required for a loan?
Basic documents include PAN Card, Aadhaar Card, Income Proof, Bank Statements, and Address Proof.
6. Does IBEX provide loans for self-employed individuals?
Yes, we offer customized loan solutions for salaried and self-employed professionals.
7. Can I get a loan with low income?
Eligibility depends on income stability, repayment capacity, and credit profile.
8. What is Loan Against Property (LAP)?
LAP allows you to get funds by mortgaging your residential or commercial property.
9. Does IBEX also provide insurance services?
Yes, IBEX offers multiple insurance solutions for health, motor, life, and business protection.
10. Are there any hidden charges?
No, IBEX believes in complete transparency regarding charges and processing fees.
11. Can I prepay my loan early?
Yes, prepayment options are available depending on lender policies.
12. Does IBEX help with EMI calculations?
Yes, we assist clients in understanding EMI plans and repayment structures.
13. Is my personal information secure with IBEX?
Absolutely. Your information is protected with secure and confidential systems.
14. How can I contact IBEX support?
You can reach us via phone, WhatsApp, email, or through the contact form on our website.
15. Why choose IBEX?
IBEX focuses on trust, transparency, fast processing, and personalized financial solutions
16. Does IBEX charge any consultation or service fees from customers?
No, IBEX provides free-of-cost consultation and financial guidance services to customers with complete transparency and trust.
Empowering Your Financial Future With
IBEX
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